色小姐骑妹妹骑姐姐亚汇:市场风向突变 隔夜全球市场一片欢腾

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牢牢地盯在我身上。 快,快,我暗自思忖,心里越來越不舒服︰所以我急急忙忙地彎下身子, 我頭腦里一時糊涂,我是不是喝醉了?我是在睜著眼楮做夢?我是不是 神志不清了?我剛才在解開上裝的時候,不是還清清楚楚地感覺到胸口的口 袋里信紙在沙沙作響嗎?難道我已經心慌意亂到這種程度,剛把信取了出 來,一分鐘之後就不知道擱在哪兒了?我把手伸進口袋,瞧,可不就是這麼 回事,不可能是別的情況啊——這封信依然安安生生地裝在口袋里呢。現在 我才明白發生了什麼事情。現在我才頭腦完全清醒過來。桌上的這封信想必 是新來的信,是第二封,另外一封,後來寄到的信,忠厚老實的庫斯馬辦事 周到,特意把信放在熱水瓶旁邊,我一回來就可以馬上看到。色小姐 骑妹妹 “您難道??難道真的直到現在才發覺這事嗎?” “我怎麼會料到這樣的事情??這樣荒唐的事情?這樣瘋狂的事 速運轉的機器接到了一個信號,突然間全部停頓下來。提到“大夫”這個字, 我腦子里立刻想起了康多爾。于是,我立刻對我自己說︰他的事,這是他的 事!人家是付錢給他,讓他把病人治好的。姑娘是他的病人,不是我的病人。 他惹出的全部亂子,都應該由他來收場。我最好馬上就去找他,告訴他,我 退出這出戲不演了。骑姐姐 “瞎胡鬧——像你這樣的小伙子!你腦子里想入非非在轉什麼念頭!” 可是陡然間我心里產生了一股倔強頑固的勁頭。十分鐘之前我還根本想 也沒有想過下這個決心,可是現在我覺得這個決心在我心里已經變得像鋼鐵

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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