97资源站共享97资源站在线视频97资源站超碰在线视频天风证券:市场来到选择方向的时刻

發布時間︰

這幾天除了為你的唱片興奮而外,還忙著許多事。明年是“改造和重新安排高級知識分子”的“重點”年,各方面的領尋都在作“重點”了解。故昨晚周而復、吳強兩先上來找我談。我事先想了幾天,昨天寫了七小時的書面意見,共九千字。除當面談了以外,又把書面交給他們。據說,為配合五年計劃,農業合作化,工商業改造,國家決定大力發動高級知識分子的潛在力量,在各方面生活方面,工作環境條件方面,幫助他們解決困難,待遇也要調整提高。周、吳二位問我要不要搬個屋子,生活有何問題,我回答說自己過的是國內最好的生活,還有什麼要求!注的地方目前也不成問題。我提的意見共分三大題目︰一,關于高級知識分子的問題,二,關于音樂界,三,關于國畫界。 回過來說︰我過去對你的低估,在某些方面對你也許有不良的影響,但有一點至少是對你有極大的幫助的。唯其我對你要求嚴格,終不至于驕縱你,你該記得羅馬尼亞三獎初宣布時你的憤懣心理,可見年輕人往往容易估高自己的力量。我多少年來把你緊緊拉著,至少養成了你對藝術的嚴肅的觀念,即使偶爾忘形,也極易拉回來。我提這些話,不是要為我過去的做法辯護,而是要趁你成功的時候特別讓你提高警惕,絕對不讓自滿和驕做的情緒抬頭。我知道這也用不著多囑咐,今日之下,你已經過了這一道驕做自滿的關,但我始終是中國儒家的門徒,遇到極盛的事,必定要有“如臨深淵,如履薄冰”的格外鄭重、危懼、戒備的感覺。97资源站共享 97资源站在线视频 恩德又跟了李先生學,李先生指出她不但身體動作大多,手的動作也太多,浪費精力之外,還影響到她的technic[技巧]和speed[速度],和tone[音質]的深度。記得裘伯伯也有這個毛病,一雙手老是扭來扭去。我順便和你提一提,你不妨檢查一下自己。關于身體搖擺的問題,我已經和你談過好多次,你都沒答復,下次來信務必告訴我。 97资源站超碰在线视频 孩子,你一定很高興,大家都在前進,而且是腳踏實地的前進,決不是喊口號式的。我們的國家雖則在科學成就上還談不到“原子能時代”,但整個社會形勢進展的速度,的確是到了“原子能時代”了。大家都覺得跟不上客觀形勢。單說我自己吧,盡管時間充裕,但各式各樣的新聞報導,學習文件,報紙、雜志、小冊子,多得你顧了這,顧不了那,真是著急。本門工作又那麼吞時間,差不多和你練琴差不多。一天八九小時,只能譯一二千字;改的時候,這一二千字又要花一天時間,進步之慢有如蝸牛、而且技術苦悶也和你一樣,隨處都是問題,了解的能力至少四五倍于表達的能力……你想不是和你相仿嗎?

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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